The RBA’s Statement on Monetary Policy released in early May, commented that “In this environment of strong demand for housing, rising prices and low interest rates, it is important that lending standards are maintained. The Bank will be monitoring trends in borrowing closely. Housing credit growth has picked up, with strong demand from owner occupiers, especially first-home buyers. Investor credit has also been growing, but at a slower pace than credit to owner-occupiers”. APRA have also commented about the need to maintain lending standards in this environment and to date, Gryphon loan level due diligence has not revealed any material deterioration in credit standards in Australian RMBS new issues.
GCI Investment Update April 2021The opinions and other information contained herein, whether express or implied are made in good faith in relation to the facts known at the time of preparation and are subject to change without notice. PAST PERFORMANCE IS NOT NECESSARILY INDICATIVE OF FUTURE RESULTS. All monetary figures are in USD unless otherwise specified.
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